How to Deposit Money Into MCo-op Cash From M-pesa

The co-operative bank of Kenya has an innovative mobile banking service that enables their clients to deposit money into MCo-op Cash from M-pesa and pay utility bill such as KPLC electricity, DSTV, StarTimes and GOTV subscriptions. It is easy to move money from MCo-op Cash to M-pesa and from M-pesa Kenya into MCo-op Cash.

All one needs to benefit from Co-operative Bank of Kenya mobile banking unit is a Co-op Bank account, a National ID (or Passport) and a registered mobile number.

The mobile banking services offered under MCo-op Cash include: Depositing money into your bank account at any time (as opposed to the strict banking hours). You can send and receive money from other MCo-op Cash users, Co-op account or Co-op SACCO account.

In addition to being able to deposit money into MCo-op Cash from M-pesa, one can withdraw MCo-op Cash money at any Co-op bank agent or ATM country-wide. Just walk into the nearest Co-operative bank to register for the MCo-op Cash mobile banking service.

How to Deposit Money Into MCo-op Cash From M-pesa

Deposit Money Into MCo-op Cash From M-pesa

Both M-pesa and MCo-op Cash transaction charges will apply when depositing money into MCo-op Cash from M-pesa

  1. Go to M-PESA, select Paybill.
  2. MCo-op Cash business number is 400200
  3. Enter your MCo-op Cash Number
  4. Follow the menu
  5. You will receive a transaction confirmation SMS from M-PESA and another SMS from Co-operative Bank confirming that you have successfully completed the process to deposit money into MCo-op Cash from M-pesa.

Other Services Available on MCo-op Cash

  • Send money to other mobile money services e.g. Mpesa, Orange Money, Airtel Money
  • Withdraw money at any Co-op Agent or Co-op ATM
  • Buy Airtime for any mobile number in Kenya
  • Pay for goods and services,and other bills using Lipa Na M-pesa
  • Pay various fees: School fees, church fees, rent
  • Apply and pay for a Co-op Bank loan
  • Check Co-op account balance and get a bank statement
  • Buy, sell and transfer shares using the investment banks in Kenya
  • Activate SMS alerts for bank debits and credits

How to Register for MCo-op Cash

  1. Dial *667# and follow instructions or go to and select Self-registration
  2. Follow the menu. You will receive an SMS confirming successful registration for MCo-op Cash
  3. Activate your MCo-op Cash account by depositing money

N.B: To avoid any inconveniences while using the mobile banking service, ensure that your ID or Passport number is correct, your names appear exactly as in your ID/Passport and that your date of birth is entered correctly. Use the above procedure to deposit money into MCo-op Cash from M-pesa, and check the latest MCo-op Cash Tariffs here.

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Harrison M, author, editor and owner at

Harrison M, Owner and editor of Spend Billionaires Money Game

Harry started this website as a finance blog back in 2015, when mobile money and sports betting were the rage in his part of the world. But over the years the content policy has been evolving, just as both the authors and the times have been changing. He is a calm person and during his free time you might catch him riding his bike, playing football with his son, watching movies or just chilling. | Twitter | VK | LinkedIn